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Financial News

How to Use Your Car Economically

Photo by Erik Mclean

An average household in the US spends 16% of its annual household expenditure on transportation. With rising gas prices, reducing car expenses may seem daunting, especially since they are not just limited to gas prices but vehicle maintenance and insurance. There are a few tips that can help you significantly reduce your car expenses which are as follows:

1. Improve Fuel Efficiency

Fuel costs contribute significantly to the overall cost of running a car. Making small changes in your driving habits can help you maximize fuel efficiency. Keep the following in mind to reduce your fuel consumption:

  • Drive steadily: While driving, your engine has to work against air resistance. The faster you drive, the harder your engine will work, naturally consuming more fuel than necessary. Statistically, it takes up to 20% to 30% more gas to drive at 70 mph than 50 mph. This might make you think driving slower saves fuel. However, driving at a speed lower than 30 mph will make your engine drop to a lower gear, using more fuel. The best solution to minimize wastage is to drive at a steady speed of 40 to 60 mph.
  • Avoid idling: When your car isn’t moving, but your engine is turned on, you are wasting fuel and adding unnecessary stress to the car. It is best to turn off your engine if you plan to wait for an extended period.
  • Check the tire pressure: Underinflated tires face more resistance on the road, causing them to wear out faster and increase fuel consumption. Check your tire pressure monthly and always inflate them to the recommended level.

2. Routine Maintenance

Following a strict maintenance schedule is crucial in identifying potential problems that might cost a hefty sum if left unattended. Regular maintenance can help extend your vehicle’s lifespan. Consider the following tips:

  • Change air filters and engine oil: An engine air filter prevents dust from accumulating and damaging your engine. To prevent it from getting clogged, get it routinely checked and changed. Engine oil lubricates the engine and becomes consumed over time. Check your engine oil levels monthly as well to help keep your engine running smoothly.
  • Check for leaks: Since cars use several fluids, like coolants and refrigerants for the air conditioning system, leaks can damage your car. To have your car air conditioning system stay in good condition for a long time, search for the best car AC servicing in Denton, and if leaks do occur, ensure you track them down and get them fixed by a professional.

3. Lower Your Auto Insurance

Auto insurance is a contract you make with your insurance company, where you pay a premium, and they agree to pay for any expenses in case of an accident. Lowering your auto insurance premium is a simple way to reduce monthly car expenses by lowering the amount you pay for car insurance each month. To achieve this, there are a few steps you can take:

  • Change your coverage: Your insurance policy might include unnecessary coverage, such as roadside assistance or enhanced glass coverage. Removing them can save you money on your premium, although there is a slight possibility that you might require them in the future.
  • Look for lower rates: If you have a good driving record, you may be able to negotiate with your current insurance provider to lower your monthly premium. Still, If you can’t reach an agreement, you can always look for other insurance companies that offer similar coverage at a lower price.


Regular maintenance and an affordable insurance package can help you significantly reduce monthly auto expenses. Even small changes in your driving habits can decrease fuel consumption and, more importantly, fuel bills, which is a great advantage considering how drastically gas prices have increased in recent years. Overall, taking steps to reduce your monthly auto expenses can help you save money in the long run and keep your car running smoothly.


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